Legal Compliance
Under the Motor Vehicles Act, having at least a third-party liability policy is legally mandatory to drive on public roads. Driving without it can lead to penalties under applicable law.
Car insurance
Insurance, questions?
Send an enquiry about a policy, renewal or claim. The team will follow up to confirm current availability and next steps.
Choose an enquiry topic
- New car insurance
- Used car insurance
- Renewal
- Claim assistance
This form sends your enquiry to My Car Master. The team will confirm whether assistance is currently available. Insurers determine policy terms, premiums and claim decisions.
Know your protection
Why car insurance matters
Third-Party Liability Protection
If your vehicle injures someone, causes a fatality, or damages another person's property, third-party insurance may cover compensation and legal costs, subject to the policy and applicable law.
Own Damage Coverage
A comprehensive policy may pay for repairs or replacement of your own vehicle if it is damaged in an accident, fire, vandalism, or a natural disaster such as a flood or earthquake, subject to policy terms and exclusions.
Theft Protection
If your vehicle is stolen, a comprehensive or other applicable policy may reimburse you up to the Insured Declared Value (IDV), subject to the policy terms and claim assessment.
Personal Accident Cover
Personal accident cover can provide financial support for covered injuries or accidental death of the owner-driver. Passenger cover may be available depending on the policy or add-on selected.
Family Financial Security
Where a policy provides a death benefit, the payout may help protect the policyholder's dependents from immediate financial distress after a fatal accident.
Coverage, exclusions, limits, deductibles, eligibility, and claim decisions depend on the specific insurer and policy selected. This information is general; please review the policy wording and confirm details with the insurer.
Insurance enquiry
- HDFC ERGOInsurance
- ICICI LombardInsurance
- Bajaj GeneralInsurance
- Tata AIGInsurance
- New India AssuranceInsurance
- National InsuranceInsurance
- Oriental InsuranceInsurance
- United India InsuranceInsurance
- SBI GeneralInsurance
- Reliance GeneralInsurance
- IFFCO TokioInsurance
- Royal SundaramInsurance
- Chola MSInsurance
- Shriram GeneralInsurance
- Liberty GeneralInsurance
- Future GeneraliInsurance
